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Liability
— In the event that your boat causes an accident that results in damages to another person's property, liability coverage can help to cover costs associated that may be incurred.
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Medical Payments
— Whether you or a passenger is injured while on your boat, medical payment coverage can assist with the cost of hospital bills, x-rays, medication, and other treatments.
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Uninsured Watercraft Coverage — Similar to uninsured policies for a standard vehicle, uninsured watercraft can help to pay for resulting expenses if you collide with an uninsured boater.
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Property Coverage
— This coverage will typically provide protection for your watercraft, whether out on the water or on land.